EU CONSULTATIONS: Mortgage credit – review of EU rules

Deadline: 28-02-2022

(Source: European Commission)


EU rules on mortgage credit apply to loans made to consumers for buying residential property that is used as collateral.

This review will assess how to:

  • ensure that consumers are provided with simplified, timely and relevant information
  • adapt the rules to the digital environment
  • foster cross-border provision of mortgage credit.

It may also explore how to strengthen consumer protection in case of economic disruptions such as COVID-19 and how to boost the uptake of energy-efficient mortgages.


Banking and financial services

Type of act

Proposal for a directive



More information:

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