(Source: European Central Bank)
Total assets of EU-headquartered credit institutions increased by 2.90%, from €29.71 trillion in June 2020 to €30.57 trillion in June 2021
- EU non-performing loans ratio dropped by 0.19 percentage points year on year to 2.32% over same period
- EU average return on equity was 3.62% and Common Equity Tier 1 ratio was 15.75% in June 2021
Total assets of credit institutions headquartered in the EU
Non-performing loans ratio of credit institutions headquartered in the EU
Return on equity of credit institutions headquartered in the EU in June 2021
Common Equity Tier 1 ratio of credit institutions headquartered in the EU in June 2021
The European Central Bank (ECB) has today published the consolidated banking data with reference to end-June 2021, a dataset of the EU banking system compiled on a group consolidated basis.
The quarterly data cover information required for the analysis of the EU banking sector, comprising a subset of the information that is available in the year-end dataset. The end-June 2021 data refer to 327 banking groups and 2,537 stand-alone credit institutions operating in the EU (including foreign subsidiaries and branches), covering nearly 100% of the EU banking sector balance sheet. This dataset includes an extensive range of indicators on profitability and efficiency, balance sheets, liquidity and funding, asset quality, asset encumbrance, capital adequacy and solvency. Aggregates and indicators are published for the full sample of the banking industry.
Reporters generally apply International Financial Reporting Standards and the Implementing Technical Standards on supervisory reporting of the European Banking Authority. However some medium-sized and small reporters may apply national accounting standards. Accordingly, aggregates and indicators may also cover data based on national accounting standards, depending on the availability of the underlying items.
A few revisions to past data are disclosed together with the end-June 2021 data.
- The consolidated banking data are available in the ECB Statistical Data Warehouse.
- More information about the methodology behind the data compilation is available on the ECB’s website.
- Hyperlinks in the main body of the press release lead to data that may change with subsequent releases as a result of revisions.
- Defined as the ratio of non-performing loans to total loans.
- Defined as the ratio of total profit (loss) for the year to total equity. Profitability indicators are not annualised.
- Defined as the ratio of Common Equity Tier 1 capital to the total risk exposure amount.